We all need auto insurance, but do we really need to pay the high cost every month? Millions of people across the country pay hundreds of dollars per year on their car insurance. But what if I told you that you could save money on your car insurance each year and still get the coverage you need? This is not a sales pitch or scare tactic to get you to switch.
Are you on the lookout for ways to reduce your car insurance? You’re not alone. On any given day, there are over three million Google searches for this exact query. As a matter of fact, a study found that a whopping forty-five percent of people have looked for ways to reduce their annual bills. The chances are good that many of you fit into this statistic.
1. Shop around
When I first purchased automobile insurance, I was not given any choices whatsoever, and it’s the same story today. Pay attention to your upcoming renewal period, and make sure you shop around for a better deal. There could be a lot of savings waiting for you, and you won’t need to worry about remembering to do it ahead of time.
Some companies offer real-time job tracking and track vehicle repair in Australia for real-time updates in the field for assessors or repairers, providing accurate insight into the progress of a file without delays. Claims staff can quickly access job status while the customer is on the line to assist in good communication with real-time data, leading to fewer complaints. User-friendly, quick, and accurate field capture wherever you are.
So the catch is, go for such companies who work through the latest technologies to provide their customer a maximum convenience.
2. Think about the deductibles
It’s never happened to you because you’ve got good credit. But it happens to a lot of people. We figured out you might make more money if you can somehow reduce your premium by increasing your deductible, but only if it raises your deductible to this amount where the money comes back in. So now you can make more money every month by increasing your deductible. If you raise your deductible to $2,000, your monthly premiums will be lowered by $80. That’s nearly 10% of the cost of your treatment.
3. Go eco
You shouldn’t have to pay more for your car insurance policy simply because you care about the environment. (Use supporting statistics that link eco-friendly cars with lower auto insurance claims.) While you can get insurance at various kinds of businesses, there are certain policies meant specifically for environmentally conscious drivers nowadays. These policies are often cheaper than others, so if you are one of those who really cares about the environment, you should be getting eco-friendly car insurance.
4. Memberships to clubs
Are you an alumnus of your alma mater? Do you belong to any clubs or professional organizations? Do you pay dues to these organizations? All of these things might make it easier for you to get cheap car insurance. For the most part, the bigger insurance companies have an established list of organizations and companies where a member can get a discount by being a member. Each discount varies from one company to another. To get an insurance discount, you need to provide your agent with evidence that you or someone from your organization is a member of one of these clubs.