Things to remember before taking a Health Card

The Covid-19 pandemic has taught all of us the importance of being prepared for uncertainties. When it comes to one’s health and the well-being of their family, there is no better solution than the Bajaj Finserv Digital Health EMI Network Card. The Health EMI Network Card not only covers your medical expenses but also your pharmacy and diagnostic bills.

Applying for the Bajaj Finserv Digital Health EMI Network Card is easy and can be done online. Here are some things you should know before applying for the Health Card.

Pay the cost of your medical expenses in No Cost EMIs

The Bajaj Finserv Digital Health EMI Network Card covers all your medical expenses. This includes regular check-ups as well as medical emergencies. This comes in handy as you can give yourself or your loved ones the best possible treatment without worrying about the financial aspect. The Bajaj Finserv Health EMI Network Card covers all your medical expenses at top multi-speciality hospitals. This gives you access to the best specialist and super-specialist doctors who will ensure that you receive the best treatment. You can pay for all your medical bills later in the form of easy, No Cost EMIs. These EMIs are not hefty amounts and can be paid without much stress.

Diagnostic and pharmacy bills covered as well

Most health insurance plans leave out diagnostic bills and pharmacy bills, which eventually do add up to a significant amount. Diagnostic expenses like MRI scans, CT scans and blood tests can prove to be quite significant. The same can be said about pharmacy bills. The cost of medicines and other pharmaceutical products can also compound to a significant amount. Even though it is not considered to be a part of your medical expenses by most health insurance providers, the Bajaj Finserv Digital Health EMI Network Card does take care of it. Once again, this allows you to get access to the best healthcare without your finances becoming an immediate obstacle.

Use this single card anywhere

The Health EMI Network Card comes with a pre-approved limit of up to Rs. 4 lakh that can be used at hospitals, nursing homes, diagnostic centres or pharmacies across the country. Furthermore, it is a single card that can be used for all your family members including your spouse, children, parents and siblings. This means that even if your family members find themselves ill in a different part of the country, they can get immediate access to the best healthcare centres using this Health EMI Network Card. Thus, you can take care of your family members even when they’re not near you.

Flexible tenors

Research has shown that a lot of patients fail to rest and recover from their illness properly because of the urgency of paying back the cost of their treatment. Bajaj Finserv offers people the chance to repay the cost of their medical bills in flexible tenors that can last up to 24 months. Thus, you can pay for the costs in bite-sized instalments that are not heavy on your wallet.

A wide range of medical treatments covered

The card covers a wide range of medical expenses. This includes general surgeries, cardiac surgeries, urological treatments, orthopaedic treatments and more. You can also pay for maternity care, generic medicine, dental care and ENT treatments using the Bajaj Finserv Digital Health EMI Network Card. Whereas most health insurers don’t include bariatric surgeries, plastic surgeries and other cosmetic treatments under medical expenses, the Bajaj Finserv Digital Health EMI Network Card does so. If you have elder people in your family, you can also pay for their hearing aids on No Cost EMIs with this health card.

Exclusive offers

Bajaj Finserv extends exclusive offers at different partner centres for the Bajaj Finserv Digital Health EMI Network Cardholders. You can get unlimited consultations from renowned doctors at Doc Online. Furthermore, for all pathology services at Doc Online, you can avail a 20 to 40% discount. For over-the-counter pharmaceutical purchases made from Doc Online, you can get a 5% discount as well. Physiotherapy sessions at VLCC are also made easier for the health cardholders. For the first 3 physiotherapy sessions at VLCC, you can get a flat 50% off. You can also avail a 25% off on dermatological services and beauty packages at VLCC. For people looking for a solution for their misaligned teeth, Bajaj Finserv Digital Health EMI Network Card offers an Rs. 10,000 off on all orthodontic treatments (including teeth braces) at The Aligner Company.

Apply online

To apply for the Bajaj Finserv Digital Health EMI Network Card, you don’t have to physically visit any office. All you need to do is visit the official Bajaj Finserv website and click on ‘Get It Now’. Then, verify the mobile number as registered with Bajaj Finserv. You can then check your pre-approved limit and pay a joining fee of Rs. 589 along with an instant activation fee of Rs. 118. Your card will be instantly activated and you can access it using the Bajaj Finserv Wallet App.